skip to main content
Travelers Logo
  • About
  • Careers
  • Agents
  • Investors
  • Sustainability
  • Contact Us
  • For Individuals
    • Overview
    • Products
      • Car
      • Home
      • Renters
      • Condo
      • Landlord
      • Boat & Yacht
      • Flood
      • Motorcycle
      • Travel
      • Pet
      • Weddings
      • Umbrella
      • All Products
    • Prepare & Prevent
      • Insurance 101
      • Home Central
      • Travelers Garage
      • Managing Through COVID-19
    • Affinity Group Discount
    • Online Service
    • Pay Your Bill
      • Get a Quote
      • Find an Agent
      • File a Claim
      • Pay Your Bill
  • For Business
    • Overview
    • Products & Solutions
      • Overview
      • Boiler & Machinery
      • Commercial Auto & Trucking
      • Cyber
      • Environmental Liability
      • Excess Casualty & Umbrella
      • General Liability
      • Global Insurance
      • Inland Marine
      • Management & Professional Liability
      • Ocean Marine
      • Property
      • Business Owner's Policy
      • Surety Bonds
      • Workers Compensation
        • Find an Agent
        • File a Claim
        • Pay Your Bill
    • Industries
      • Overview
      • Agribusiness
      • Architects, Engineers & Surveyors
      • Auto & Truck Dealers
      • Business & Professional Services
      • Construction
      • Education
      • Energy & Renewable
      • Equipment Dealers
      • Financial Institutions
      • Food Services
      • Health & Related Services
      • Hospitality & Recreation
      • Manufacturing
      • Marine Industries
      • Museums & Fine Art
      • Non-Profit
      • Oil & Gas
      • Public Entities
      • Real Estate
      • Retail
      • Technology
      • Transportation
      • Wholesale & Distribution
        • Find an Agent
        • File a Claim
        • Pay Your Bill
    • Services
      • Overview
      • Risk Control
      • Claim
      • Premium Audit
      • Online Customer Tools
      • Risk Management Information Services
      • Travelers Client Advantage
        • Find an Agent
        • File a Claim
        • Pay Your Bill
    • Small Business
      • Overview
      • Automobile Insurance
      • Business Owner's Policy
      • Data Breach
      • Employment Practices Liability
      • Professional Insurance
      • Umbrella Insurance
      • Workers Compensation Inurance
        • Find an Agent
        • File a Claim
        • Pay Your Bill
    • Large Business
      • Overview
      • Casualty
      • Cyber
      • Management & Professional Liability
      • Property
        • Find an Agent
        • File a Claim
        • Pay Your Bill
    • Multinational Business
    • Prepare & Prevent
      • By Topic
      • By Industry
      • Navigating Your Business Through COVID-19
        • Find an Agent
        • File a Claim
        • Pay Your Bill
      • Find an Agent
      • File a Claim
      • Pay Your Bill
  • Claim Center
    • Claim Center
    • Should I File a Claim?
    • File a Claim
    • Roadside Assistance
    • Find a Service Provider
    • Check Your Claim Status
    • Manage Your Claim Experience
      • Understanding the Claim Process
      • Claim Guide Library
      • Workers Compensation Resources
    • Claim Capabilities
      • Get a Quote
      • Find an Agent
      • File a Claim
      • Pay Your Bill
  • Prepare & Prevent
    • For Individuals
    • Home Central
      • Buying & Selling
      • Home Maintenance
      • Home Renovation
      • Home Safety
      • Moving
      • Smart Home
    • Travelers Garage
      • Buying & Selling
      • Car Maintenance
      • Distracted Driving
      • Safe Driving
      • Teen Driving
      • Boating
    • Insurance 101
    • Weather
    • For Business
    • Industries
      • Construction
      • Manufacturing
      • Nonprofit
      • Small Business
      • Technology
    • Topics
      • Business Continuity
      • Cyber
      • Driver and Fleet Safety
      • Facilities Management
      • Internet of Things
      • Product and Services Liability
      • Supply Chain Management
      • Workplace Safety
    • Travelers Risk Index
      • Get a Quote
      • Find an Agent
      • File a Claim
      • Pay Your Bill
  • About Travelers
    • Overview
      • Awards & Recognition
      • Careers
      • Community
      • Diversity & Inclusion
      • Sustainability
      • History
      • Investors
      • Media Resources
      • News
      • Travelers Championship
      • Travelers Institute
      • Get a Quote
      • Find an Agent
      • File a Claim
      • Pay Your Bill
    • Get a Quote
    • Find an Agent
    • File a Claim
    • Pay Your Bill
Main Navigation
  • For Individuals
      • Insurance for Individuals
      • Products
        • Car
        • Home
        • Renters
        • Condo
        • Landlord
        • Boat & Yacht
        • Flood
        • Motorcycle
        • Travel
        • Pet
        • Weddings & Events
        • Umbrella
        • More
      • Prepare & Prevent
        • Insurance 101
        • Home Central
        • Travelers Garage
      • Affinity Group Discount
      • Online Service
      • Pay Your Bill
    • Get a home quote now

      It's easy to get a free quote for home insurance from Travelers in just a few minutes.

       

      Get a home quote now
  • For Business
      • Products & Solutions
        • Commercial Auto & Trucking
        • Cyber
        • General Liability
        • Management & Professional Liability
        • Property
        • Business Owner's Policy
        • Surety Bonds
        • Workers Compensation
        • More
      • Industries
        • Construction
        • Energy & Renewable
        • Financial Institutions
        • Healthcare
        • Manufacturing
        • Real Estate
        • Technology
        • Transportation
        • More
      • Prepare & Prevent
      • Services
        • Risk Control
        • Claim
        • Premium Audit
        • More
      • Pay Your Bill
      • Small Business
      • Large Business
      • Multinational Business
      • For Business Overview
    • Tips for Managing Risks Related to a Remote Workforce

      Tips for Managing Risks Related to a Remote Workforce

      With the current reality of more employees working from home through the pandemic, is your business ready for all the implications?

      Learn more
  • Claim Center
      • Claim Center
      • Should I File a Claim?
      • File a Claim
      • Roadside Assistance
      • Find a Service Provider
      • Check Your Claim Status
      • Manage Your Claim Experience
        • Understanding the Claim Process
        • Claim Guide Library
        • Workers Compensation Resources
      • Claim Capabilities
    • Send us your receipts, photos, invoices and more with just a push of a button.

      Securely share information with your Claim team.

      Send us your receipts, photos, invoices and more with just a push of a button.

      Upload a File
  • Prepare & Prevent
      • For Individuals
      • Home Central
        • Buying & Selling
        • Home Maintenance
        • Home Renovation
        • Home Safety
        • Moving
        • Smart Home
      • Travelers Garage
        • Buying & Selling
        • Car Maintenance
        • Distracted Driving
        • Safe Driving
        • Teen Driving
        • Boating
      • Insurance 101
      • Weather
      • For Business
      • Industries
        • Construction
        • Energy
        • Manufacturing
        • Nonprofit
        • Small Business
        • Technology
      • Topics
        • Business Continuity
        • Cyber
        • Driver and Fleet Safety
        • Facilities Management
        • Internet of Things
        • Product and Services Liability
        • Supply Chain Management
        • Workplace Safety
      • Travelers Risk Index
    • Managing Through COVID-19

      Managing Through COVID-19

      Resources to help you adapt to the realities of COVID-19.

      Learn more
  • Home
  • Prepare & Prevent
  • Travelers Garage
  • Insuring
  • Adding a Driver to Your Car Insurance Policy
Get a Quote*
Auto

INDIVIDUAL

COMBINE & SAVE

Or Call 1.888.695.4625 1.555.555.5555 1.777.777.7777 1.888.342.5977 1.844.754.0044 1.855.656.3103 1.844.403.1464 1.844.719.2120 to get a quote.* Retrieve a saved quote
Find an Agent Log in to MyTravelers®

Travelers is proud to work with the finest Independent Agents

Travelers customer? Log in to MyTravelers®

Adding a Driver to Your Car Insurance Policy

Husband and wife driving off in a convertible car after getting married Husband and wife driving off in a convertible car after getting married

You should consider adding to your policy anyone who has access to your household vehicles on a regular basis to help ensure you're protected in the event of an accident. The good news is, adding a driver to your car insurance is a fairly simple process. Typically, you can add drivers who reside at your address and regularly use your vehicle.

When to Add a Driver to Your Car Insurance Policy

There are a number of instances when you might add a driver to your car insurance policy. Here are some typical scenarios:

  • Your teenage child just got their learner’s permit and will use your household’s car(s) to practice their skills, accompanied by a parent or other licensed adult.
  • You’ve gotten married and you want to add your spouse.
  • You’ve moved in with your boyfriend/girlfriend, fiancé or partner and will share a car.
  • Your adult child has moved back home and will use your household car(s).
  • Your parent or another relative is living with you and will use your household car(s).
  • You and your roommate share a car.

If you’re unsure about when to add a driver to your policy, contact your independent agent or Travelers representative for guidance.

Does Adding a Driver Affect Auto Insurance Costs?

Typically, adding drivers to your policy can increase your premium.

For example, there is a reason why adding a teenage or newly licensed driver to an auto policy can result in an increase in insurance premiums. The American Academy of Pediatrics has noted that teen drivers between the ages of 15-19 have the highest rate of motor vehicle crashes in the United States.1

Your independent agent or Travelers representative can help you understand the opportunities for savings, and the importance and implications of adding a driver to your policy to help you make the insurance decision that best meets your needs.

How to Add Someone to Your Auto Insurance Policy

If you’ve determined that adding a driver to your auto insurance policy is the right choice for you, the next step is to update your policy either over the phone, online or by making an appointment with your independent agent or Travelers representative. Your insurer may need some basic information about the newly added driver, including:

  • Full name
  • Date of birth
  • Age first licensed
  • Driver’s license number

Once you’ve added your new driver, take a few minutes to talk to your insurance agent about any discounts that may be available for you. Some ways to save on your car insurance include safe driver or good student discounts, as well as multi-policy discounts from bundling your coverage, such as buying insurance for your home and car from the same company.

Be Sure You’re Protected, Regardless of Who’s Driving

Car insurance is designed to help protect you and everyone who shares the road with you from the potentially devastating cost of auto-related accidents. This also applies to people in your household who drive your car(s). Without proper auto insurance coverage, your financial well-being – or that of your loved one or friend – may be at risk. If you – or a spouse, your child or a relative or friend who frequently drives your car – cause an accident, you may have to pay the related damages and expenses, such as car repairs, property damage, medical bills and lost wages.

Most states require drivers, at a minimum, to have bodily injury and property damage liability coverage at state-mandated limits. Additional policy options can offer more limits and coverage.

Learn more about car insurance from Travelers. Talk to a local independent agent or get a car insurance quote online to create a policy that best addresses your needs.

Sources
1 https://pediatrics.aappublications.org/content/142/4/e20182163

Learn More About Car Insurance

More Prepare & Prevent

woman behind the wheel of her car putting her cell phone in the center console, 7 Common Car Accidents and How to Help Avoid Them

7 Common Car Accidents and How to Help Avoid Them

Knowing is half the battle, especially when it comes to insurance. Learn about common car accidents and how to help avoid them.

Person checking tire pressure as part of car maintenance

Car Maintenance Checklist

A regular car maintenance routine can help protect the value and safety of your car.

Person using rag to clean interior of car

How to Detail Your Car in 9 Steps

Having your car detailed takes work but can be rewarding.

Top Stories
Mother driving in car with teenage daughter

How to Add a Teen's Car to Your Insurance

There are many factors to consider when adding another car to your car insurance.

  • Learn more

Related Content

  • 3-Second Rule for Safe Following Distance [Video]
  • Keeping Your Passengers Safe on the Road
  • How to Drive Safely in Strong Wind and Rain [Video]

Related Products & Discounts

Car Insurance

Get protection that can give you peace of mind when you're on the road.


Liability Coverage

Bodily injury and property damage liability coverage can cover injuries to others, damage to others’ property, and your legal expenses if you cause an accident.


See All Insuring Content


Travelers logo

Travelers and The Travelers Umbrella are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.
© 2023 The Travelers Indemnity Company. All rights reserved.

  • Travelers on Facebook
  • Travelers on YouTube
  • Travelers on Twitter
  • Travelers on LinkedIn
  • Travelers on Instagram

Products & Services

  • For Individuals
  • For Businesses
  • Claim Services
  • Prepare & Prevent

Our Company

  • About Travelers
  • Careers
  • Investors
  • Sustainability
  • Travelers Institute

Connect

  • Customer Support
  • MyTravelers®
  • For Agents
  • Find an Agent

Legal & Compliance

  • Terms of Service
  • Privacy & Security
  • Cookie Settings
  • Accessibility
  • Producer Compensation Disclosure

*Quotes may not be available in all states or for all products. In CA, quotes for all products must be obtained through a local independent agent.