How to Pack a Car Safely

Travelers umbrella logo.
By Travelers Risk Control
1 minute

As the summer months approa​ch, so too, do thoughts of hitting the road for a family vacation. According to the U.S. Department of Transportation, nine out of 10 Americans drive to their travel destination.1

If you are among those planning to hit the road, remember that safe driving starts before you even leave the driveway. Securing luggage, maintaining vehicle balance and keeping clear lines of sight from the driver's seat are key elements in packing your car safely for the long drive.

Here are a few things to keep in mind as you load up your luggage, coolers and other vacation necessities:

  • Load heavier items such as suitcases first, and toward the center. Lighter items, such as coolers, beach bags and groceries, can be packed on top of and to the sides of the heavier items.
  • Make sure the weight is distributed evenly. Uneven weight can cause instability and increase the chance of the car tipping in the event of an accident.
  • Do not pack things too high—items packed too high may obstruct the driver’s view through the rear-view mirror. Also, items packed too high could shift forward and injure those in the back seat if you should stop suddenly.
  • If you are doing any rooftop or auxiliary cargo loading, make sure all cargo is fully secured. The wind created while driving could exceed 75 mph, which is equivalent to a Category 1 hurricane.
    • Be aware of the height of your cargo so you do not inadvertently drive into a low overhang.
    • If you use a detachable cargo platform on the back of your car, do not forget that it is there when you back up.
    • Check the manufacturer’s instruction sheet to confirm that you do not exceed the load rating of the roof-top or cargo platform.
  • If you tow a trailer, make sure it is in good condition (lights, tires, wheels, etc.), use safety chains and check the trailer periodically during your trip.
  • Pack only what you need since heavy cars can take longer to stop.

Learn how to pack your vehicle for safer travels in this video with Travelers Risk Control specialist Chris Hayes—and make your road trip a memorable one, for all the right reasons.


¹ United States Department of Transportation,

Smiling child sitting safely in the back seat of a car.

Top Stories

Keeping Your Passengers Safe on the Road

Passenger safety is an important consideration any time you have passengers with you on the road.

Related Products & Discounts

It’s important to know what’s included in your basic car insurance coverage, the policy limits and what, if anything, you may need to add.

Get answers to your car insurance frequently asked questions, like why you need car insurance and how much car insurance coverage you need.

See how bundling multiple policies and a safe driving history can make all the difference on your monthly premium.

More Prepare & Prevent

Summer Driving Safety

Planning a summer road trip? Prepare your car for summer travel and help keep your family safe with summer driving tips.

Friends riding safely in a car with the windows down during the summer.

More Prepare & Prevent

Ways to Protect Your Car from Theft

Help keep your valuables and your vehicle safe from theft. Explore our tips on how to protect your car from theft.

GPS in the front seat of a car.

More Prepare & Prevent

Car Safety Technologies That May Save Your Life

New car safety technology and features are helping to keep the road safer than ever. Learn more about recent advances in car safety technology.

Tech driving.