Car Insurance

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Protection for the things that matter

With a Travelers auto insurance policy, you can feel confident that you, your loved ones and your wallet are protected. We manage the risks of the road so you can enjoy the freedom of the ride.

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To get the facts, start with a quote.*

Getting a car insurance quote helps you identify which coverages are basic, which are optional and what they’ll cost. We’ll answer your questions and help you choose based on your needs. It’s one of the helpful, straightforward services so many people count on from Travelers.  

What is car insurance?

Car insurance is a contract between you and your insurance company – you get the coverage you need in exchange for making premium payments to the insurance company.

Why do I need car insurance?

If you’re in an accident, you may have expenses for car repairs, property damage, medical bills, a rental car, lost wages and more. Insurance keeps those bills from becoming a burden.

What does car insurance cover?

Most auto insurance policies include liability coverage, which helps cover someone else’s bodily injury or property damages when you are determined to be at fault for an accident. Other coverages can help cover the costs of injury to you or a passenger and damage to your auto. To learn more about auto insurance, talk with your insurance representative.

Most states require auto liability coverage, which can cover you for property damage to someone else’s vehicle and for bodily injury to others if you’re found responsible for an accident.

Ever been stranded by a dead battery or a flat tire? Add roadside assistance to your car insurance policy so if unexpected car trouble happens, you can have peace of mind.

Loan or lease gap insurance can help you minimize out-of-pocket costs if your vehicle is totaled and you owe your lender more for it than its cash value. Loan or lease gap insurance can cover the difference, so you don’t have to.

Ways to save on car insurance

Where available, purchasing multiple policies such as car and home insurance with the same company, maintaining a safe driving history and paying through electronic funds transfer may be ways that you can save money on car insurance.

Safe Driver Discount

Safe driving should be rewarded. If your household hasn’t had an accident, violation or major comprehensive auto insurance claim in three to five years, you could save money with our Safe Driver Discount. Note: This discount is not available in CA or NY.

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Multi-Policy Discount

Bundle more and you could save more.

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Good Student Discount

Policyholders with drivers who are fully enrolled in high school or college and are good students who maintain a “B” average or better may qualify for a discount on car insurance.

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Car insurance FAQs

Got questions? We have answers    

Explore common questions that are asked before, during or after purchasing car insurance.

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Bundle and save

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Insights to help you manage risks at home and on the road