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Home insurance discounts

Some ways to manage the cost of homeowners insurance

Insurance companies determine what you'll pay for home insurance based on a number of factors. As a homeowner, some of these factors are not under your control. For instance, the cost of building materials, labor and extreme weather events. But you can control some others. Read on to see what you can do to save money:

Money saving discounts

Travelers offers many ways to save on home insurance:

  • Multi-Policy Discount. You can save up to 15 percent on home insurance when you have more than one policy with Travelers − homeowners, auto, umbrella, boat, personal articles floater.
  • Home Buyer Discount. Available to customers who have purchased their home within the prior 12 months to the policy effective date.
  • Loss-Free Discount. Offered to eligible customers who have not experienced a loss within a specified time period.
  • Protective Device Discounts. Provide a variety of ways to save by having devices such as:
    • Smoke detectors and alarms
    • Interior sprinkler systems
    • Home security systems such as deadbolts, alarms and 24-hour security guard
    • Smart or connected home technology which alerts the customer that a fire or burglar event is occurring
  • Green Home Discount. Save up to 5 percent if your home is certified 'green' by the Leadership Energy and Environmental Design (LEED) organization

Be confident in your insurance choices. Contact your agent or Travelers representative today. We'll work with you to develop a homeowners insurance policy that fits your needs and your budget and represents the amount of risk you want to share in the event of a claim.

The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.

Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT. For a complete list of personal insurance underwriting companies, click here.

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