Commercial Umbrella Insurance

Commercial Umbrella

The coverage provided by your Commercial General Liability, Commercial Automobile Liability or Commercial Employers' Liability policies should protect you in most situations. However, adding a Travelers Commercial Umbrella policy provides an additional layer of protection. This can include:

• An affordable second source of protection for your business beyond your primary insurance
• Provides higher limits of liability for automobile, general liability, and employers liability
• Can cover exposure gaps by kicking in where your primary insurance ends
• Not just for large companies; limits up to $25 million may be available for all small business types

Consider these liability risks:

• A customer is injured when falling down slippery steps, causing injuries that require long term care
• An employee in a company vehicle rushes through a traffic light, resulting in an accident that causes severe injury and property damage
• During the course of a workday, one of your employees causes an accident that severely injures a vendor.