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  • Owners & Contractor Protective Liability

Owners and Contractors Protective Liability Insurance

Owners and contractors protective (OCP) liability forms are usually purchased by general contractors or lower tier contractors for the benefit of the project owner or entity holding a higher position in the construction hierarchy.

Travelers Owners and Contractors Protective Liability (OCP) coverage is offered on an occurrence basis. It provides dedicated limits of liability to the named insured (usually the project owner) for covered bodily injury or property damage arising from ongoing operations being performed for it by the designated contractor at the designated job site. This product is designed for project-specific policies. The coverage form is ISO CG 00 09 10-01.

Coverage Features & Benefits

  • Provides coverage to named insured project owners for liability for covered bodily injury or property damage arising from job-site ongoing operations being performed for them by the designated contractor. Also provides coverage for liability for that injury or damage arising from project owners’ acts or omissions in connection with project owners’ general supervision of such operations
  • Coverage is provided on an admitted-market basis
  • Typically provides dedicated limits for named insured project owner as the only insured under the policy
  • Offers coverage limits up to $10 million each occurrence/$10 million aggregate (higher limits may be available)
  • Includes duty to defend
  • Defense expenses are outside the policy limits

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Submission Requirements

Only current Travelers Construction general liability policyholders are eligible to purchase OCP coverage. Our dedicated OCP/RRP unit has specialized knowledge and tools that can be put to work for these contractors who need to provide this coverage.

Service & Quoting

Our goal is to provide 24-hour turnaround time and superior service.

For more information about our Owners and Contractors Protective Liability insurance, or other insurance coverage for the construction industry from Travelers, please contact an independent Construction insurance agent, broker or surplus lines broker.

Related Services

Risk Control

Travelers risk control construction specialists have the knowledge and the experience to meet your risk control needs and to help you take a proactive approach to safety and accident prevention.

Claim

Construction claims are complex and potentially volatile. That's why Travelers has a specialized construction claim service operation to focus on these unique claims.

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The Travelers Indemnity Company and its property casualty affiliates. One Tower Square, Hartford, CT 06183
This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.
All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.