For drivers with good driving records, Travelers offers Accident Forgiveness when you choose to purchase one of our Responsible Driver Plans.
Responsible Driver PlanSM
For extra peace of mind consider the Responsible Driver Plan which offers Accident Forgiveness and Minor Violation Forgiveness. Accident Forgiveness and Minor Violation Forgiveness are optional features that can help you avoid a premium increase following your first covered accident or minor violation.
With our Responsible Driver Plan, this feature forgives one accident every 36 months, helping to protect your premium from isolated mishaps.
Minor Violation Forgiveness
With our Responsible Driver Plan, this feature forgives one minor violation every 36 months so you won’t pay more for your car insurance solely due to your first minor traffic violation as a Travelers customer.
Premier Responsible Driver Plan®
For greater peace of mind, Travelers offers the Premier Responsible Driver Plan which, in addition to the accident and minor violation forgiveness benefits in the Responsible Driver Plan, includes Decreasing Deductible® and Total Loss Deductible Waiver features. When you purchase the Premier Responsible Driver Plan, your deductible can decrease over time providing you with a potential savings of up to $500 or may be waived entirely in the event of a total loss.
With the Premier Responsible Driver Plan, for every 6 months that all drivers on the policy are accident or major violation free, there will be a $50 earned credit up to $500 that will be applied toward the deductible in the event of a covered loss.
Total Loss Deductible Waiver
When you purchase the Premier Responsible Driver Plan you won’t have to pay a deductible if your car is totaled.
Other Types of Coverage
Personal Injury Protection (or No-fault Insurance)