For drivers with good driving records Travelers offers Accident Forgiveness if you choose to purchase one of our Responsible Driver Plans.
Travelers Responsible Driver PlanSM
For extra peace of mind consider the Travelers Responsible Driver Plan which offers accident forgiveness and minor violation forgiveness. Accident and minor violation forgiveness are optional features that can help you avoid a rate increase following your first covered accident.
Travelers Premier Responsible Driver Plan®
For greater peace of mind, Travelers offers the Premier Responsible Driver Plan which in addition to the accident forgiveness benefits in the Responsible Driver Plan, includes Decreasing Deductible® and Total Loss Deductible waiver features. When you purchase the Premier Responsible Driver Plan, you won’t have to pay your deductible if your car is totaled in a covered loss.
Accident forgiveness coverage forgives one accident and one minor violation every 36 months, helping to protect your premium from isolated mishaps.
Minor Violation Forgiveness
With minor violation forgiveness coverage you will not pay more for your auto insurance policy solely due to your first minor traffic violation as a Travelers customer.
With the Premier Responsible Driver Plan, for every 6 months that all drivers on the policy are accident or major violation free, there will be a $50 reduction in the policy deductible, up to $500.
Total Loss Deductible Waiver
When you purchase the Premier Responsible Driver Plan you won’t have to pay a deductible if your car is totaled.
Other Standard Coverages
Personal Injury Protection (or No-fault Insurance)