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Comprehensive Insurance Coverage

Comprehensive insurance coverage covers non-collision related damage to your vehicle, such as theft or fire, as well striking an animal or a tree falling on your car in a storm.

What Is Comprehensive Coverage?

If your car is stolen or damaged by something other than a collision, comprehensive coverage can help pay for covered losses, such as:

  • Theft
  • Fire
  • Vandalism
  • Severe weather events (Windstorm, Hail, Flood)
  • Animal impact

The maximum comprehensive coverage payout is the actual cash value of your vehicle minus the deductible amount you choose.

Comprehensive coverage limits and deductibles may vary by state, and is generally required if you have a loan or lease on your vehicle. Otherwise, coverage and limits are optional.

 

Other Standard Coverages

Comprehensive Coverage

Collision Coverage

Personal Injury Protection (or No-fault Insurance)

Uninsured/Underinsured Motorist Coverage 

Medical Payments Coverage

 



Optional Coverages

Loan/Lease Gap Insurance

Rental

Roadside Assistance

New Car Replacement

Accident Forgiveness

If You Bundle Your Policies, You Could Save Up to 13% on Car Insurance

If You Bundle Your Policies, You Could Save Up to 13% on Your Car Insurance

When you bundle your car and home with Travelers you could save up to 10% on your car insurance. There may be additional savings when you purchase other policies like boat, umbrella insurance or a personal articles floater.

  • Find out more
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The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts, deductibles and other features are subject to individuals meeting our underwriting criteria and state availability. Not all features available in all states. Discounts may not apply to all coverages and/or vehicles. 

Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Towers Square, Hartford, CT 06183. In TX: Automobile insurance is offered by Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers Company. In CA: Travelers Commercial Insurance Company, One Tower Square, Hartford, CT 06183. Certificate of Authority # 6519; State of Domicile: Connecticut and Travelers Property Casualty Insurance Company, One Tower Square, Hartford, CT 06183. Certificate of Authority # 6521; State of Domicile: Connecticut. In CA: Boat and Yacht insurance is underwritten by The Standard Fire Insurance Company, One Tower Square, Hartford, CT 06183, Certificate of Authority #0335-0, State of Domicile: Connecticut.©2017 The Travelers Indemnity Company.