Comprehensive Insurance Coverage
Comprehensive insurance coverage covers non-collision related damage to your vehicle, such as theft or fire, as well striking an animal or a tree falling on your car in a storm.
What Is Comprehensive Coverage?
If your car is stolen or damaged by something other than a collision, comprehensive coverage can help pay for covered losses, such as:
- Severe weather events (Windstorm, Hail, Flood)
- Animal impact
The maximum comprehensive coverage payout is the actual cash value of your vehicle minus the deductible amount you choose.
Comprehensive coverage limits and deductibles may vary by state, and is generally required if you have a loan or lease on your vehicle. Otherwise, coverage and limits are optional.