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New Car Replacement Coverage

If you total your new car in the first five years, Premier New Car Replacement® coverage pays to replace it with a brand new car of the same make and model. Many other insurers offer coverage for just the first two or three years.

What Does Premier New Car Replacement Cover?

Premier New Car Replacement is a coverage package designed to replace your new vehicle with a brand new vehicle of the same make and model if yours is totaled in the first five years of ownership.

You must be the original owner and the vehicle must be the current or a future model year at the time you add this coverage.

This coverage includes:

New Car Replacement Coverage

This covers the cost of a new car of the same make and model, minus the applicable deductibles, if your car is totaled in a covered loss. Fire, theft, larceny and flood losses are excluded.

Loan/Lease Gap Coverage

This coverage protects you if your vehicle is financed or leased. If your vehicle is totaled, this coverage may pay the difference between the actual cash value of the vehicle and the unpaid balance of the loan or lease.

Glass Deductible

This is a lower deductible that can be applied in place of your comprehensive deductible for a glass-only loss involving your windshield, windows, and exterior lights or mirrors.

 

Other Standard Coverages

Liability Coverage

Comprehensive Coverage

Collision Coverage

Personal Injury Protection (or No-fault Insurance)

Uninsured/Underinsured Motorist Coverage 

Medical Payments Coverage



Optional Coverages

Loan/Lease Gap Insurance

Rental Coverage

Roadside Assistance

Accident Forgiveness

If You Bundle Your Policies, You Could Save Up to 13% on Car Insurance

If You Bundle Your Policies, You Could Save Up to 13% on Your Car Insurance

When you bundle your car and home with Travelers you could save up to 10%¹ on your car insurance. There may be additional savings when you purchase other policies like boat, umbrella insurance or a personal articles floater.

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The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts, deductibles and other features are subject to individuals meeting our underwriting criteria and state availability. Not all features available in all states. Discounts may not apply to all coverages and/or vehicles. 

Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT 06183. In TX: Automobile insurance is offered by Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers Company. In CA: Travelers Commercial Insurance Company, One Tower Square, Hartford, CT 06183. Certificate of Authority # 6519; State of Domicile: Connecticut and Travelers Property Casualty Insurance Company, One Tower Square, Hartford, CT 06183. Certificate of Authority # 6521; State of Domicile: Connecticut. In CA: Boat and Yacht insurance is underwritten by The Standard Fire Insurance Company, One Tower Square, Hartford, CT 06183, Certificate of Authority # 3545, State of Domicile: Connecticut. ©2020 The Travelers Indemnity Company.

110% savings on auto insurance (7% in Texas and Oklahoma) when you buy a Travelers home insurance policy.