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Boat & Yacht

INDIVIDUAL

COMBINE & SAVE

CANCEL CONTINUE
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Boat & Yacht Insurance Coverage

  • OVERVIEW
  • WHAT'S COVERED
  • WAYS TO SAVE
  • FAQ
Get an Insurance Quote for Your Boat or Yacht Today

Get an Insurance Quote for Your Boat or Yacht Today

In a matter of minutes, you can get a quote for boat and yacht insurance. For boats, we offer 12-month coverage with our policies. For yachts, our specialized coverages will provide you with peace of mind.

What Does Boat Insurance Cover?

More Inclusive Basic Coverage

Protection for which other carriers may demand additional premiums such as mechanical breakdown, uninsured boater, personal property, medical payments, commercial towing, fuel spills and dinghy.

Physical Damage Coverage

Provides protection in the event of a collision such as with a submerged object or another boat.

Liability Coverage

For bodily injury or damage to the property of others.

Personal Property Coverage

Protects personal property on the boat including, but not limited to, your clothing, stereo system, cameras and other personal items.

Towing and Assistance Reimbursement

To transport your boat to a repair facility when it's inoperable and you're stranded. Gas delivery for boats and roadside assistance are also available.

Flexible Pricing Programs

You choose between agreed value or actual cash value coverage. Agreed value provides "replacement value" on covered partial losses involving your vessel, its furniture, fixtures and electronic equipment. Actual cash value earns you a premium discount. In the event of a loss, settlement is based upon a depreciated value.

Additional Coverage for Yachts

Yacht Insurance

Hurricane Escape Reimbursement Endorsement

Travelers will share 50 percent of the cost up to $1,000/per occurrence and $2,000/per policy period to move the vessel to safety during a named windstorm watch or warning.

Dinghies/Tenders
16 feet or less with 50 horsepower or less.

Customized navigation
Territories to match your needs.

Learn more about coverage for your yacht.

Related Products

Jewelry and Valuable Items

Jewelry and Valuable Items

From jewelry to collectibles, you may have more valuables than you realize. And your home insurance policy may not provide the coverage you need.

Home Insurance

Home Insurance

Protect your home the way it protects you by choosing the property insurance coverage that meets your needs.

Umbrella Insurance

Umbrella Insurance

This liability coverage may go above and beyond your car and home insurance policies to help protect you from unexpected events.

If You Bundle Your Policies, You Could Save Up to 13% on Your Car Insurance. See how

Tools & Resources

Boating Safety Tips

Boating Safety Tips

Check your boat before departure, bring emergency supplies and use safe boating behavior to help stay safe on the water with these boating safety tips.

Emergency Preparedness Tips and Checklist for Boaters

Emergency Preparedness Tips and Checklist for Boaters

Help prepare for boating emergencies by keeping a boat emergency kit and other boat emergency equipment on board.

Frame of house

Is Your Home Insured to Its Replacement Cost?

If your home isn’t insured to its estimated replacement cost, your homeowners policy may not cover the full cost to rebuild.

  • OVERVIEW
  • WHAT'S COVERED
  • WAYS TO SAVE
  • FAQ
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Travelers and The Travelers Umbrella are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.
© 2021 The Travelers Indemnity Company. All rights reserved.

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The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts, deductibles and other features are subject to individuals meeting our underwriting criteria and state availability. Not all features available in all states. Discounts may not apply to all coverages and/or vehicles. 

Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT 06183. In TX: Automobile insurance is offered by Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers Company. In CA: Travelers Commercial Insurance Company, One Tower Square, Hartford, CT 06183. Certificate of Authority # 6519; State of Domicile: Connecticut and Travelers Property Casualty Insurance Company, One Tower Square, Hartford, CT 06183. Certificate of Authority # 6521; State of Domicile: Connecticut. In CA: Boat and Yacht insurance is underwritten by The Standard Fire Insurance Company, One Tower Square, Hartford, CT 06183, Certificate of Authority # 3545, State of Domicile: Connecticut. ©2020 The Travelers Indemnity Company.

110% savings on auto insurance (7% in Texas and Oklahoma) when you buy a Travelers home insurance policy.