Boat & Yacht Insurance Coverage

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Get an Insurance Quote for Your Boat or Yacht Today

In a matter of minutes, you can get a quote for boat and yacht insurance. For boats, we offer 12-month coverage with our policies. For yachts, our specialized coverages will provide you with peace of mind.

What Does Boat Insurance Cover?

More Inclusive Basic Coverage

Protection for which other carriers may demand additional premiums such as mechanical breakdown, uninsured boater, personal property, medical payments, commercial towing, fuel spills and dinghy.

Physical Damage Coverage

Provides protection in the event of a collision such as with a submerged object or another boat.

Liability Coverage

For bodily injury or damage to the property of others.

Personal Property Coverage

Protects personal property on the boat including, but not limited to, your clothing, stereo system, cameras and other personal items.

Towing and Assistance Reimbursement

To transport your boat to a repair facility when it's inoperable and you're stranded. Gas delivery for boats and roadside assistance are also available.

Flexible Pricing Programs

You choose between agreed value or actual cash value coverage. Agreed value provides "replacement value" on covered partial losses involving your vessel, its furniture, fixtures and electronic equipment. Actual cash value earns you a premium discount. In the event of a loss, settlement is based upon a depreciated value.