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Boat insurance coverage

Boat Yacht Insurance

At Travelers, we're committed to bringing you innovative insurance solutions that stay in-synch with your ever-changing life. When you take to the water, protect your family, guests and your investment with the very best in marine insurance. Our boat program is one of the most flexible boat programs available, designed to provide even greater, more cost-effective protection...

  • 12-month coverage with no mandatory lay-up period
  • Coverage up to 30 days may be available for most newly acquired boats' purchase price
  • Marine claim experts available to assist you anytime

Insurance as exceptional as your boat

Physical Damage coverage. Provides protection in the event of a collision with a submerged object or another boat.

Liability coverage. For bodily injury or damage to the property of others.

Personal Property coverage. Protects personal property on the boat including, but not limited to, your clothing, stereo system, cameras and other personal items.

Towing and Assistance coverage. To transport your boat to a repair facility when it's inoperable and you're stranded. Gas delivery for boats and roadside assistance are also available.

Flexible pricing programs

You choose. Agreed Value or Actual Cash Value coverage. Agreed Value entitles you to the "replacement value" on most partial losses involving your vessel, its furniture, fixtures and electronic equipment. Actual Cash Value earns you a substantial premium discount. In the event of a loss, settlement is based upon a depreciated value.

Education Discounts Up to 10 Percent. For safe boating courses, including Power Squadron and U.S. Coast Guard - 5 percent per boat for basic courses, 10 percent per boat for advanced.

Equipment credits. Available for safety equipment such as built-in fire extinguisher systems and burglar alarms.

Flexible payment options. You can pay your bill by: check, electronic funds transfer (EFT), phone or online. It's your choice. Visit to learn more.

Premium Discounts. Available if you already hold a Travelers Auto and/or Home policy.

Superior claim service

Our marine claim experts offer assistance round the clock. Just call 800.CLAIM33 (800.252.4633). At Travelers, you can always count on fast, efficient claim handling.

Travelers... A name you can trust

Travelers is proud to be awarded one of A.M. Best's highest ratings, A+ (Superior)** for our financial strength.

**A.M. Best's rating of A+ applies to certain insurance subsidiaries of Travelers that are members of Travelers Insurance Companies pool; other subsidiaries are included in another rating pool or are separately rated. For a listing of companies rated by A.M. Best and other rating services visit Ratings listed herein are as of May 15, 2009, are used with permission, and are subject to changes by the rating services. For the latest rating, access

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The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.

Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT. For a complete list of personal insurance underwriting companies, click here.