Yacht insurance coverage

Boat Yacht Insurance

Reward yourself with one more luxury – peace of mind.

At Travelers, we're committed to bringing you innovative insurance solutions that stay in-synch with your ever-changing life. Our yacht program provides comprehensive basic coverage, with personalized enhancements to match your individual needs. Our marine claim experts are on hand to assist you anytime. Your yacht is a luxury that you take great pride in. When you take to the water, protect your family, guests and your investment with the very best in marine insurance.

What sets Travelers yacht insurance apart from the rest?

  • More inclusive basic coverage. Protection for which other carriers may demand additional premiums such as uninsured boater, personal property, medical payments, commercial towing, fuel spills, and dinghy.
  • Broad physical damage coverage. Protection in the event of a collision with a submerged object or another boat.
  • Protection and indemnity coverage. Provides liability coverage for bodily injury or damage to the property of others.
  • Personal property coverage. Protects personal property on the yacht including, but not limited to, clothing, stereo system, cameras and other personal items.
  • Towing and assistance coverage. Transports your yacht to a repair facility when it's inoperable and you're stranded. Gas delivery for boats and roadside assistance are also available.

Custom coverage options - Yachts 26 feet and longer

Travelers Yacht Program offers exceptional protection for your yacht with options to ensure maximum value.

  • Hurricane escape reimbursement endorsement. Travelers will share 50 percent of the cost* to move the vessel to safety during a named windstorm watch or warning.
  • Customized navigation territories. To match your needs.
  • Dinghies/tenders.Under 16 feet with less than 25 horsepower.
  • Lay-up discounts. For every month your yacht is kept out of the water.

*Up to $1,000/per occurrence and $2,000/per policy period.

Flexible pricing programs

You choose - Agreed Value or Actual Cash Value coverage. Agreed Value entitles you to the "replacement value" on most partial losses involving your vessel, its furniture, fixtures and electronic equipment. On yachts from 26 feet to 29 feet 11 inches, Actual Cash Value earns you a substantial premium discount. In the event of a loss, settlement is based upon a depreciated value.

Flexible payment options. You can pay your bill by: check, electronic funds transfer (EFT), phone or online. It's your choice. Visit Travelers.com to learn more.

Superior claim service

Our marine claim experts offer assistance round the clock. Just call 800.CLAIM33 (800.252.4633). At Travelers, you can always count on fast, efficient claim handling.

Travelers... A name you can trust

Travelers is proud to be awarded one of A.M. Best's highest ratings, A+ (Superior)** for our financial strength.

**A.M. Best's rating of A+ applies to certain insurance subsidiaries of Travelers that are members of Travelers Insurance Companies pool; other subsidiaries are included in another rating pool or are separately rated. For a listing of companies rated by A.M. Best and other rating services visit www.travelers.com. Ratings listed herein are as of May 15, 2009, are used with permission, and are subject to changes by the rating services. For the latest rating, access www.ambest.com.

Printable Yacht eBrochure

Coverage for your ocean marine business

Whether you are in the business of shipping cargo, operating commercial vessels or are simply cruising on an ocean-going luxury yacht, Travelers Ocean Marine insurance can help protect your interests at sea.

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The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.

Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT. For a complete list of personal insurance underwriting companies, click here.