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CyberFirst Enhancements
The latest evolution of CyberFirst® for technology

Get the latest on CyberFirst and the tools used to sell

Since 1984, Travelers has specialized in insuring innovative technology companies.  We evolve with the times and always keep an eye on the future.  The evolution continues with enhanced CyberFirst coverage available in most states beginning in early 2017.

The CyberFirst enhancements give you a great opportunity to have a cyber conversation with your technology clients and we have some tools to help facilitate!

Cracking the Code to Impactful CyberFirst Conversations

CyberFirst Enhancements

Learn about CyberFirst Enhancements. We're here to help.

The new CyberFirst is available in most states in early 2017.  Its enhancements will enable you to better meet your technology clients' needs. More details below and download the map to find a Sales Executive near you.

Main Street Hack

Share Anatomy of a Main Street Hack Video

Provide a look into how technology companies are vulnerable, what is at stake, and methods to help protect against hacking and data breaches.

Cyber Risk Pressure Test

Identify Your Clients' Vulnerabilities

What can your technology clients be doing to better manage their cyber risks? The Cyber Risk Pressure Test is a four-part questionnaire to help them find out.

CyberFirst now has even more flexibility and choice

These are some of the changes your technology clients can look forward to with the rollout beginning in January 2017:

  • Insuring acquisitions improvement. Newly acquired organizations (other than partnerships or joint ventures) with gross revenue less than or equal to 15% of the policyholder’s gross revenue automatically qualify as a named insured. Previous threshold was 10%.  
  • Retentions won’t stack. If related first party incidents trigger multiple first party coverages, and more than one retention applies, the total retention won't exceed the largest applicable retention – we won't stack the retentions.
  • Claim definition expansion. We'll add "a written demand to toll or waive a statute of limitations" to our claim definition.  
  • Contingent business interruption expansion. This new optional coverage extends to the policy holder's business interruption loss and additional expenses directly attributable to a disruption to an IT provider's or outsource provider's computer system.
  • Privacy policy protection enhancement. Failure to comply with any identity information provision in your privacy policy is a covered wrongful act in our CyberFirst Network and Information Security Liability coverage.  
  • Additional security breach expense reimbursement. We will reimburse for credit and identity monitoring expenses for two years or longer, if required by a notification law, as well as for expenses for fees and costs or expenses associated with the purchase of an identity fraud insurance policy.

CyberFirst still follows a unique single policy approach; including coverage options for:

  • Technology Errors & Omissions Liability
  • Network and Information Security Liability
  • Communications and Media Liability
  • Expense Reimbursement
  • Employed Legal Professional
Explore CyberFirst here
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This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.
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