Insurance for Private Equity and Portfolio Companies

The PE ecosystem spans multiple industries, geographies and company sizes. Each has potential exposures that can affect performance and exit readiness. To align with this complexity, Travelers offers an extensive array of insurance coverage with portfolio-wide visibility – addressing the specific risk profiles of individual companies.

By integrating core business coverages with management and professional liability solutions, PE firms can protect their assets, leadership and reputation with consistency across the portfolio. 

General liability insurance

Lawsuits alleging bodily injury, personal or advertising injury, or property damage to third parties can slow growth or delay a sale. Backed by predictive analytics and proactive defense, general liability insurance helps PE firms control these litigation costs and safeguard valuations.

Property insurance

Physical damage to the insured’s property can halt operations and impact revenue. Property insurance provides PE firms with quick recovery support, including aerial imagery for faster loss assessment after catastrophes.

Workers compensation insurance

Injuries to the insured’s employees drive up costs and affect PE firm and portfolio company earnings. With 500+ in-house nurses and clinical specialists, Travelers helps injured employees return to work faster, minimizing disruption and safeguarding profitability.

Commercial auto insurance

Accidents involving the insured’s autos disrupt deliveries and create liability. Tailored commercial auto programs help improve driver safety, reduce claims and maintain essential portfolio operations.

Umbrella insurance 

Large, unexpected claims may result in devastating verdicts of millions or even billions of dollars. Umbrella insurance gives PE firms an extra layer of protection against these events for the additional limits of coverage provided.

Directors & officers (D&O) liability insurance

D&O insurance helps shield portfolio company leaders from claims of mismanagement that may cause reputational harm to the company and costly distractions during critical growth stages or exits.

Private equity professional liability insurance (including real estate services)

This insurance provides tailored protection for exposures unique to PE firms, including investment and management activities inherent in the various life cycles of private equity funds. 

Employment practices liability (EPL)

Integration, restructuring or cultural changes may trigger employee claims. EPL coverage protects against discrimination, harassment or wrongful termination suits that could otherwise escalate. 

CyberRisk insurance

Cyberattacks can stall deals or undermine trust. Cyber coverage safeguards sensitive PE firm and portfolio data to maintain transaction readiness.  

Fiduciary liability insurance 

This coverage addresses risks tied to employee benefit plans, helping protect plan fiduciaries against allegations of breach of their fiduciary duties.