Inland Marine Insurance for Construction

The construction industry is complex, and every project and job site is distinct. Schedules of equipment can change as often as the jobs they are used on. As a national insurer writing over three billion dollars in commercial construction, Travelers Inland Marine has the industry expertise, innovative products and services to keep your projects moving forward. 

We provide protection for a wide range of projects: from large four-wall construction, such as commercial office complexes, to road, airport, transportation, waste-water treatment, stadium, bridges, and renewable energy. Our financial strength and limits capacity enables us to provide insurance for your largest projects.

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Inland marine construction coverages 

Whether your property is at a job site, in transit or in storage we offer an array of coverages, including: 

Who is inland marine construction insurance right for? 

  • Specialty trades 

  • General contractors 

What does a builders' risk insurance policy cover? 

A builders' risk insurance policy generally covers projects under construction against the costs to repair or replace materials at the covered structure for damage due to fire, wind, theft, collapse, breakage, lightning, hail, explosion or vandalism. Depending upon the area where you are building, your builders' risk insurance policy may also include coverage for damage caused by flood or natural disaster. 

Builders' risk insurance coverage will typically protect: 

  • The structure being built or renovated 

  • Materials used to build the structure when they are on-site or in transit to the site 

  • Equipment awaiting installation or already installed in the building while in the course of construction 

  • Reasonable labor costs, overhead and profit for the project 

  • Other expenses associated with the project that would have to be paid in the event of a loss, such as building permit fees 



Our construction insurance products and services are designed to meet contractors’ unique and challenging exposures.

Related products & solutions

Marine coverages for operations, including marine services suppliers, marine transportation providers, marine contractors, ocean cargo and luxury yacht owners.

Travelers offers a broad package of specific coverages for nearly every equipment loss scenario.

Travelers can help both individuals and businesses – ranging from small to multinational companies – with their surety bond needs.

Related Services

Inland Marine Network

Travelers Inland Marine Network is our patented loss mitigation process that provides a competitive advantage for our customers. Our dedicated specialists in risk mitigation, Claim and special investigations identify and minimize risk to help keep your operations running smoothly. Our risk mitigation specialists can work with you before and throughout even your most highly engineered projects.

With more than a century of expertise and more than 500 Risk Control consultants, Travelers has the experience and technical proficiency to help businesses manage their risks. 

Our skillfully trained investigators help deliver optimal claim outcomes for our customers by actively pursuing avenues of recovery 24 hours a day, 365 days a year for all cargo and other specialty losses.

Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism. It's our business to help keep you in business.


Insights to help you manage risks at work and on the road

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Find an insurance agent

Get coverage for your unique professional risks.