Commercial Auto - Small Business

Commercial Auto

What does your commercial auto policy provide?

• Liability coverage*–  protection for bodily injury and property damage to others with limits of up to $1 million
• Physical damage coverage*– protects an owned vehicle against accidental loss or damage
  • Collision damage – losses resulting from the collision of a vehicle with another vehicle or object.
  • Comprehensive damage – covers damages unrelated to a vehicle collision. For example:
    • A vandalized or stolen truck
    • A cracked windshield caused by a hail storm
    • Damages from hitting an animal that crossed the road at the wrong time
    • Natural disasters such as flooding or an earthquake

*Exclusions apply

Additional Coverage Option

You can easily and affordably add 13 coverage enhancements by choosing the Auto CoveragePlus^® Endorsement. Some coverage highlights:

• Covers the difference between the outstanding loan amount and the cash value of the vehicle if a total loss occurs.
• Broadens physical damage coverage to include employees who rent cars in their own name while on company business.
• Coverage for vehicles leased, hired, rented, or borrowed to use for your business.

• Blanket coverage that eliminates the need to list each person or company you are in contract with as an additional insured.

Good to Know...

If you have multiple commercial policies with Travelers, you may qualify for a discount on your auto policy.