Commercial Auto Insurance

If your business owns vehicles, Commercial Auto Insurance can provide financial protection should you or an employee become involved in an auto accident while in a company-owned vehicle.

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Travelers umbrella.

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SPEAKER: What is commercial auto insurance? Whether it's delivering goods or meeting with customers, picking up supplies or transporting equipment to a job site, taking your business and your vehicles on the road can be essential to your everyday operations. Commercial auto insurance is designed to cover losses should you or an employee be involved in an accident when driving for work purposes.

You may be thinking you're covered under your personal auto policy, but it's not designed for the type of risks you and your employees can face. In fact, most personal auto policies contain an exclusion for business use. Commercial auto insurance can cover business-owned vehicles, like fleets of vehicles or trucks, and even your own car, as well as those you rent, lease, or borrow. It can also help when employees use their personal vehicles for business.

Commercial auto insurance isn't included in your business owners policy. But you can purchase it separately, and most states require businesses to have a minimum amount of commercial auto insurance. So make sure your business is protected from risks on the road. To get started with commercial auto coverage and other business insurance solutions, contact a Travelers independent agent or visit travelers.com.

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Copyright 2018 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.

You may qualify for a discount on your Commercial Auto Insurance policy if you have multiple commercial policies with Travelers.

Protect Your Business on the Road

With Travelers, you can expect your Commercial Auto Insurance policy to provide:

  • Liability Coverage* – protection for bodily injury and property damage to others with limits of up to $1 million
  • Physical Damage Coverage* – protects an owned vehicle against accidental loss or damage
  • Collision Coverage – covers losses resulting from the collision of your covered vehicle with another object or the overturn of a covered vehicle.
  • Comprehensive Coverage – covers losses resulting from any cause of loss other than a collision or overturn. Collision with an animal or bird is available under this coverage.

*Exclusions apply

Additional Coverage Options

You can easily and affordably add 13 coverage enhancements by choosing the Select Auto CoveragePlus® Endorsement. Highlights include:

  • Auto Lease Gap Coverage – in the event of a total loss, covers the difference between the outstanding loan amount and the cash value of the vehicle.
  • Employee Hired Auto Coverage – provides hired liability and hired physical damage coverage to employees who rent vehicles in their own name while on company business.
  • Blanket Additional Insured Coverage – eliminate the need to list each person or company you are in contract with as an additional insured.

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Find an Agent

Need an Agent?

Get the personal service and attention that an agent provides.

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