Craft Brewery Insurance
Craft needs a custom touch
Brewers typically understand the risk of a spoiled batch but may not think of other risks inherent with their business such as protecting intellectual property or lack of proper liquor liability training. Travelers can help brewers craft a solution to help protect their business from growing industry risks, including business interruptions due to equipment breakdown, special events liability, contamination costs and product recalls.
IndustryEdge® brewery insurance
Craft brewers have unique risks. Travelers INDUSTRYEdge can provide craft brewers with coverages and services that address the unique needs of most types of food or beverage manufacturer or processor from production to delivery.
Drawing on extensive research and years of experience, we offer:
Who is brewers insurance right for?
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Manufacturers
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Craft breweries
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Wineries
How much does insurance for breweries cost?
The cost for craft brewery insurance will depend upon the size of your business, the type of brewery you operate, the specific risks you are exposed to, and the coverage amounts and deductibles you choose. An independent agent can help review your risks and provide an insurance quote for coverage that would best protect your company.
Brewery insurance coverages
Travelers craft brewery insurance has the right recipe of coverages to meet the unique
needs of your business. Standard property and liability coverages can be customized and
blended to create specialized protection that delivers peace of mind while you focus on
your business.
Property, equipment breakdown and business interruption coverages
Traditional property coverage protects from loss due to direct physical loss of or damage to your brewery property, including fire, certain weather events and theft. Your specialized equipment, stock and inventories may need specific coverage to include leakage and contamination, the extra expenses to keep your tanks fermenting, and even loss of income if you cannot operate your brewery after a property loss.
General liability, liquor liability and umbrella coverages
General liability, liquor liability and umbrella coverages may protect you if someone alleges bodily injury or damage to their property. These kinds of incidents can happen while on your premises for a tour, in your taproom tasting samples, attending a special event at your brewery or enjoying your brews offsite.
Product recall coverage
This coverage may help reduce the costly expenses to pull your craft beers from customers' shelves due to a product contamination that might injure consumers. Product recall coverage may also protect from loss of income due to packaging error.
Workers compensation
Workers compensation coverage may protect your highly skilled brewers and other staff from the costs of work-related injuries or disease. This insurance for breweries can provide medical care and lost wages to employees, and peace of mind to employers.
Commercial auto insurance
Auto insurance can protect your business against liability for auto accidents and may protect your fleet of delivery vehicles against property damage. Liability coverage can also be applied to your employees’ personal vehicles used for company business.
Cyber insurance
Brewers of all sizes may obtain coverage to help protect against losses due to data breaches, transmission of a virus or cyber attacks. Cyber insurance works to help protect your business from increasing exposure as craft brewers integrate digital technologies.
Inland marine and ocean marine coverages
Inland marine and ocean marine coverages may protect your brews while in transit either on land or open waters. The unique risks of specific forms of transport are considered when insuring the delivery of your product.
Manufacturers E&O Coverage
E&O can provide protection where general and product liability can't. Travelers provides manufacturers E&O coverage that can be customized to the unique risks faced by manufacturers.
MORE PREPARE & PREVENT
Insights to help you manage risks at work and on the road
Manufacturing Resources
Breweries and the Craft of Managing Risks
Whether you're just starting a brewery or are well-established, these brewery safety and risk management tips can help ensure it keeps running smoothly.
Facilities Management Safety Tips and Resources
Premises Security and Liability
Help prevent premises liability issues like slips, trips and falls, as well as safety risks like fires and assaults, with premises security tips.
Product and Services Liability Tips & Resources
Preparing for a Manufacturing Products Liability Claim
Products liability claims can be disruptive and expensive for a manufacturer. Learn how to help prepare to respond when a claim does happen.
Workplace Safety Resources
Preventing Slips, Trips and Falls in the Workplace
A business may be held liable for every step in the supply chain. Monitoring and regulating that chain can help prevent future liability claims.
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