Auto insurance discounts and advantages

We at Travelers pride ourselves on our ability to provide the comprehensive auto insurance coverage you need. And, we're equally proud of the competitive insurance rates and wide array of discounts and advantages we offer:

Safe Driver Advantage

If you meet certain qualifications – such as no accidents, violations or major comprehensive claims in your household – you could benefit from our safe driver advantage. Learn more about Travelers Safe Driver Discount »

Multi-Car Advantage

If you insure more than one car with Travelers, you could benefit from our multi-car advantage. Learn more about Travelers Multi-Car Advantage »

Accident Forgiveness

You may qualify for first-accident forgiveness if you've had Travelers auto insurance for four years or more and have had no at fault accidents or motor vehicle violations for five years. Learn more about how accident forgiveness works »

Hybrid Auto Discount

You could get up to 10 percent off insurance for your hybrid vehicle. Learn more about the Travelers Hybrid Auto Discount »

Multi-Policy Discount

When you combine Travelers auto, home and boat insurance, you could see savings of up to 20% on each policy. Learn more about the Travelers Multi-Policy Discount »

New Car Discount

When you purchase or own a car that's less than three years old, you may qualify for this discount of up to 10 percent off collision coverage. Learn more about the Travelers New Car Discount »

Home Ownership Discount

If you own your own home or condo, you may qualify for this discount. Learn more about the Travelers Home Ownership Discount »

Paid-In-Full Discount

If you select a paid-in-full bill plan and pay your auto policy premium in full, you could receive a discount of up to 5 percent. Learn more about the Travelers Paid-in-Full Discount »

Buying Early Advantage

By planning ahead and obtaining an advance Travelers quote, you could save some money. Learn more about the Travelers Buying Early Advantage »

Good Student Discount

Young drivers may qualify for a discount for having good grades (A/B average). Learn more about the Travelers Good Student Discount »

Driver Training Discount

Drivers under age 21 who complete a driver-training course may qualify for this discount. Am I eligible for a Travelers Driver Training Discount? »

Student Away at School Discount

If you have a dependent under age 25 who goes to school at least 100 miles away, you may qualify for this discount. Learn more about the Travelers Student Away at School Discount »


IntelliDriveTM Discount


Travelers Intellidrive offers a variety of benefits


If you qualify and sign up for the IntelliDrive program, you're eligible to receive an immediate discount of up to 5 percent. Then, if you drive 10,000 miles a year or less, you could get a discount of up to 20 percent at policy renewal based on miles driven. The IntelliDrive program is currently available in Illinois, Ohio, Oregon and Virginia. Discounts may vary by state.Am I eligible for an IntelliDriveTM discount »

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Discounts and Advantages are subject to state availability and individual eligibility. Discounts may not apply to all coverages and/or all vehicles. Advantages may not result in premium savings in all instances.

The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts, features, deductibles and repair options are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.

Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT, 06183. For a complete list of personal insurance underwriting companies, click here.

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