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  • Insurance for Operators and Nonoperators

Insurance for Operators and Nonoperators in the Oil and Gas Industry

Operators and nonoperators in the oil and gas industry have specific insurance needs. Travelers can provide a variety of coverages and services that can help protect their capital and mitigate their risks, both onshore and offshore. As co-owners of wells, nonoperators also need coverage solutions that protect their investments.

Core Insurance Offerings

Travelers is a leader in the oil and gas industry, with more than 20 years serving oil and gas customers, including operators and nonoperators. Key coverages include:

  • EnergyPro® Commercial General Liability
  • Excess Follow-Form and Umbrella Liability
  • EnergyPro® Rigs and Equipment
  • Contractors’ Equipment
  • Commercial Property
  • EnergyPro® Oil Lease Property
  • EnergyPro® Control of Well
  • Commercial Automobile
  • Workers Compensation

Who Is This Insurance Right For?

  • Oil and gas well operators looking to protect against liability for alleged injury or damage to third parties as a result of those well operations.
  • Oil and gas nonoperators looking to protect their capital and investment in a well operation.

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What Specialized Coverage Is Needed by Operators and Nonoperators in the Oil and Gas industry?

Oil and gas operators are owners of the well(s) and have invested capital in oil and gas production. They are responsible for the daily operation of a well project. Property and inland marine coverage for oil and gas operators can protect things such as buildings, equipment and business personal property. Commercial general liability insurance for operators provides coverage to protect against liability for alleged injury or damage to third parties, and to cover their contractual liability.


Although nonoperators are not involved in the day-to-day operations of a well project, they are typically contracted with the operators, have an invested interest (as “co-owners”) in the project, and are consulted on exploration and production activities. Insurance for nonoperators can help protect the property and invested capital in the event of a loss and can also provide coverage for liability arising out of a claim or lawsuit and cover their contractual liability.

Related Products & Solutions

Contract Surety

Our specialized construction underwriters have deep industry knowledge and an ability to provide flexible, innovative solutions.

Commercial Surety

Travelers can help both individuals and businesses – ranging from small to multi-national companies – with their commercial surety needs.

Management & Professional Liability

Policies that fit your unique responsibilities and exposures – whether you’re a private, public, nonprofit or a financial institution.

CyberRisk

Provides organizations of all sizes coverage to help protect against data breaches and other fast-evolving cyber exposures.

Insights & Expertise

Protect Workers on the Job

Managing Oil and Gas Risk with Contractual Risk Transfer

Having a comprehensive contractual risk transfer (CRT) program can be a critical component in managing risks in the oil and gas industry.

Protect Workers on the Job

Safety Tips to Help Protect New Oil and Gas Workers on the Job

Having well-documented policies can help companies safely and efficiently onboard employees.

Protect from Pollution Risks

Three Key Ways to Protect Oil and Gas Operations from Pollution Risks

The impact of pollution losses from an oil spill or gas leak can be damaging to a company's reputation.

Crane Safety

Crane Operations Safety Training

Learn about our risk control services and expertise in crane operations safety and training for drilling contractors.

Manufacturing worker using equipment

Take the Workforce Pressure Test [Tool]

The Workforce Pressure Test can help determine if you are doing enough to help ensure your employees are skilled, safe and resilient.

Travelers Workforce Advantage

Travelers Workforce Advantage®

Workforce Advantage is Travelers’ comprehensive approach to managing workers compensation. It involves attracting and hiring candidates, onboarding and training and supporting and engaging employees.

Related Services

Travelers Oil & Gas Risk Control

We understand that each oil and gas company has unique risks and exposures. Our knowledgeable Risk Control professionals, who are dedicated to the oil and gas industry, work with customers to help them understand and manage these risks.

Travelers Oil & Gas Claim

Our claim team specializes in handling losses that arise out of the oil field, with proven expertise in understanding master service agreements (MSAs) and the importance of contractual risk transfer (CRT). We offer the power and resources of a national company, with local expertise and autonomy.

Travelers Oil & Gas Well Control Services

We are committed to making the oil and gas industry safer by providing our customers with service to help them deal with and ideally prevent a well blowout.

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The Travelers Indemnity Company and its property casualty affiliates. One Tower Square, Hartford, CT 06183
This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.
All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.