Excess Casualty – Commercial umbrella and excess liability

Travelers understands that running a business is no easy task. In today's world, new risks seem to pop up every day - each one more hazardous than the last. That's why Travelers Excess Casualty offers unsupported mono-line commercial umbrella and excess liability coverage.

While standard property and liability policies cover your company in many situations, our solution helps protect against the big event: Extreme weather. Extensive and unexpected workplace injury. Scenarios like these happen every day and can have catastrophic results. Our comprehensive coverage can provide the additional security needed to help protect against these substantial losses. We'll worry about the risk so you can focus on growing your business.

In addition, Excess Casualty writes supported umbrella business over Travelers National Accounts, Discover Re and various other primary business units.

Here are just some of the reasons why customers and agents choose to work with Travelers Excess Casualty:

Broad appetite

We underwrite a broad range of customers - from small family businesses to larger risk management customers, including:

  • Food manufacturers and distributors
  • Grocery stores
  • Department stores
  • A wide variety of product manufacturers
  • Funeral homes
  • Restaurants
  • Building owners and landlords
  • Hotels and motels
  • Auto dealers
  • Contractors
  • Newspapers, broadcasters and publishers (including media liability)
  • Financial institutions and insurance companies
  • Risk purchasing groups

Experienced team

  • An underwriting staff with years of experience and the technical expertise to work with a wide range of customers
  • A reputation for building strong relationships with customers, agents and brokers
  • Claim, legal and actuarial teams, known for their best-in-class service, are dedicated specifically to excess casualty business

Fast service, local decision-making

You receive the local attention and quick turnaround you'd expect from a regional carrier, backed by the power and resources of a large, national company.

  • Dedicated mono-line umbrella underwriters are located in more than 20 offices countrywide
  • Decision making is at the point-of-sale
  • We promise - and deliver - policies within 30 days

Financially strong

You can trust Travelers to be there for when you need us.

  • A member of the Dow Jones Industrial Average
  • Solid financials with consistently high claims-paying ratings
  • More than 150 years of insurance experience
  • Excellent reputation for claims service

Culture of innovation

We're always working to stay in step with the evolving risks facing our customers.

Excess Casualty territory managers, located throughout the United States, lead specialized teams that underwrite umbrella and excess business. For independent agent or broker inquiries, please contact us.

Travelers agents can visit Agent HQSM for exclusive content. If you experience any difficulty logging in, please email agenthq@travelers.com or call Agency Automation at 800.842.2522.

If you are interested in becoming a Travelers agent, please visit our Become an Agent page.

For further information or to purchase insurance from Travelers Excess Casualty, please contact your independent insurance agent or broker.

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