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Commercial insurance for equipment dealers

At Travelers, we understand the unique needs of specialized industries. Our IndustryEdge® for Equipment Dealers delivers industry-specific underwriting, risk control analysis and claim service tailored to the nuances of today's equipment dealers.

This specialized product is available for equipment dealers primarily engaged in the sale, lease, rent, service, repair or installation of the following types of equipment and machinery:

  • Construction equipment
  • Farm equipment
  • Industrial machinery and equipment

In addition to standard coverages, industry-tailored coverage options include:

General liability:

  • Equipment dealers coverage endorsement
    • Title errors and omissions
    • Lending statutory errors and omissions
    • Leasing statutory errors and omissions
    • Hourmeter and odometer statutory errors and omissions
    • Prior damage disclosure statutory errors and omissions
    • Insurance sales errors and omissions

Management liability:

  • Fiduciary liability
  • Directors and officers/partnership liability

Property/inland marine:

  • Equipment leased or rented to others
  • False pretense
  • Reduction of manufacturers floor plan deductible
  • Legal liability for the loss of use for property of others
  • Newly acquired premises

Specialized loss prevention and claims services further enhance our abilities to provide expert coverage.

If a business transports or engages in commerce overseas, or has employees that travel internationally, we have coverage options available to address these exposures. Please visit the following Travelers sites for information on additional coverages:

Global - international coverage for U.S. companies doing business abroad Ocean Marine - for ocean cargo insurance Environmental Practice - to protect your business against pollution losses

For independent agent or broker inquiries, please contact us.

Travelers agents can visit Agent HQSM for exclusive content. If you experience any difficulty logging in, please email or call Agency Automation at 800.842.2522

If you are interested in becoming a Travelers agent, please visit our Become an Agent page.

For further information or to purchase insurance products and services from Travelers, please contact an independent Commercial Accounts insurance agent or broker.

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