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Insuring

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5 Tips to Protect Your Possessions with Valuable Items Insurance Coverage

Help protect personal items that may have limited coverage amounts or no coverage under the homeowners, condo or renters insurance policy.

Outdoor porch home renovation project

6 Home Renovations that Can Affect Your Insurance

What home renovations can change the amount of coverage you need? We cover six common scenarios that could affect your insurance, so you can plan ahead.

Family meeting with real estate agent buying new home

8 Steps to Buying and Insuring Your New Home

Whether you’re in the market for your first home or you're a seasoned home buyer, make sure your home is covered. Here’s a helpful rundown of steps along the way to help you cover all the bases.

Image of man and son taking cookies out of the oven in their home. Does Homeowners Insurance Cover Appliances?

Does Homeowners Insurance Cover Appliances?

Typically, home insurance policies cover appliances lost or damaged due to a covered incident, such as a fire or lightning strike. But they don’t cover the cost to repair or replace an appliance as a result of normal wear and tear.

White picket fence between houses

Does Homeowners Insurance Cover Fences?

Does homeowners insurance cover fences? What if a neighbor’s tree fell on my fence? Learn more about homeowners coverage with Travelers Insurance.

Image of fire detector on ceiling of a home, Does Homeowners Insurance Cover Fire?

Does Homeowners Insurance Cover Fire?

Typically, your homeowners insurance covers accidental fires in and around your home. And since your home is probably one of your largest investments, if something like a fire damages it, it's important that you are protected.

a couple renovating a room in their home

Does Homeowners Insurance Cover Renovations?

Your homeowners insurance may cover aspects of remodeling or renovations, but it’s important to review the policy details before you begin a new project.

Image of home with the front door ajar. Does Homeowners Insurance Cover Theft?

Does Homeowners Insurance Cover Theft?

Homeowners insurance generally covers theft from your home and property, and there are several components of a typical home policy that you’ll want to understand to help ensure you get the coverage you need.

a group of friends having a cookout

Do I Need Umbrella Insurance?

Do I need umbrella insurance? Learn about umbrella insurance to protect your assets, what it costs, and whether it's right for you.

image of woman taking pictures of home after break-in and theft, Does Renters Insurance Cover Theft?

Does Renters Insurance Cover Theft?

When it comes to protecting your belongings, as a renter, you may think you’re fully covered if you have renters insurance. Read on to find out in what ways your belongings may not be covered for theft.

couple filling out home insurance papers with agent

Do I Need Homeowners Insurance and When Should I Buy It?

Wondering if you need home insurance? Check out this FAQ on if and when you should purchase homeowners insurance.

Woman in wheelchair pulling modified cabinet in her kitchen

Home and Auto Insurance Tips for People with Disabilities

Looking for home or auto insurance and have a disability? Read our helpful home and auto insurance advice for people with disabilities.

man in background next to an open fridge while a child in the foreground is playing with food on a table

Homeowners Insurance for Refrigerators and Food Spoilage

The unexpected can cause a broken or leaky refrigerator, and eventually lead to food spoilage. Find out how Travelers coverage for these events works.

Man speaking on phone with agent about insurance claim process

How the Home Insurance Claim Process Works

Owning a home can mean dealing with the unexpected. Knowing how the home insurance claim process works can help give you peace of mind.

Woman researching how much homeowners insurance she needs

How Much Homeowners Insurance Do I Need? [Video]

Here's an overview of what's typically included in a homeowners policy, and other things to consider based on where you live and what you own.

Couple inside home with moving boxes holding a baby-How Often Should I Review My Insurance Coverage?

How Often Should I Review My Insurance Coverage?

Your insurance policies aren't something you can just set and forget. When circumstances in your life change, that may mean you’ve had an insurance qualifying event, which means your insurance may need a change, too.

Woman getting a homeowners insurance quote over the phone in her home

Information You May Need for a Homeowners Insurance Quote

Getting a homeowners quote can take only a few minutes when you have the correct information.

Frame of house

Is Your Home Insured to Its Replacement Cost?

If your home isn’t insured to its estimated replacement cost, your homeowners policy may not cover the full cost to rebuild.

couple researching bundling insurance in kitchen

Saving Money on Your Homeowners Insurance [Video]

What is bundling? Learn how you can save time and money by bundling your coverage.

homeowner calling to file a property damage claim

Should I File a Property Damage Claim?

What if you have an incident where you're not sure whether to file a claim? Here are three questions to help you determine what to do next.

Building a granny flat, or an accessory dwelling unit (ADU) that is attached to a home

What is an ADU?

Whether you already have an accessory dwelling unit (ADU), or you're interested in renovating your home and creating one, learn more about insurance options for your new addition.

Building a granny flat, or an accessory dwelling unit (ADU) that is attached to a home

What is a Granny Flat and How to Insure Them

Granny flats, also known as ADUs, are home additions that can be insured a few ways. Learn more about protecting your granny flat with Travelers Insurance.

Woman standing with kids looking out window of condo

What is HO6 Condo Insurance?

An HO6 insurance policy is a type of homeowners insurance for your condo or co-op. Learn more about what HO6 policies are and what they cover from Travelers.

man and woman comparing home and mortgage insurance

What's the Difference Between Homeowners Insurance and Mortgage Insurance?

Learn more about each type of insurance, why you would need it, what it can help cover, and when you might buy it.

man sitting at a desk in front of laptop

What to Look for in a Home Insurance Company

You may want to consider if your home insurer has the latest digital tools and experienced, compassionate employees to help guide you through a potential claim incident.

When Do I Need Extra Insurance for Jewelry and Other Valuable Items?

When Do I Need Extra Insurance for Jewelry and Other Valuable Items?

Here's a quick guide to navigating insurance policies for jewelry and other valuable items, and how to find the option that's right for you.

woman looking at laptop-Why Did My Homeowners Insurance Go Up?

Why Homeowners Insurance Premiums Are Rising and What You Can Do

Annual homeowners insurance premiums can increase. Learn what might be behind increasing homeowners insurance and what you can do to keep your homeowners insurance in check.

More Home Central

Related Products

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Home Insurance

Protect your home the way it protects you by choosing the property insurance coverage that meets your needs.

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Condo Insurance

Condo insurance can provide protection for your personal property and personal liability.

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Renters Insurance

Renters insurance can help to cover more than your personal property. It can help to protect you from personal liability, so you can rest easy.

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*Quotes may not be available in all states or for all products. In CA, quotes for all products must be obtained through a local independent agent.

The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts, deductibles and other features are subject to individuals meeting our underwriting criteria and state availability. Not all features available in all states. Discounts may not apply to all coverages and/or vehicles.

Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT 06183. In TX: Automobile insurance is offered by Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers Company. In CA: Automobile Insurance is underwritten by Travelers Commercial Insurance Company, Certificate of Authority # 6519; Travelers Property Casualty Insurance Company, Certificate of Authority # 6521. Homeowners Insurance is underwritten by The Standard Fire Insurance Company, Certificate of Authority # 3545. Boat and Yacht Insurance is underwritten by The Standard Fire Insurance Company, Certificate of Authority # 3545. All underwriting companies listed above are domiciled in the state of Connecticut and are located at One Tower Square, Hartford, CT 06183. In WA: Automobile Insurance is underwritten by The Standard Fire Insurance Company. Homeowners Insurance is underwritten by Travelers Personal Insurance Company. Personal Article Floater Insurance is underwritten by The Phoenix Insurance Company and The Travelers Indemnity Company of America. Personal Liability Umbrella Insurance is underwritten by The Standard Fire Insurance Company, The Automobile Insurance Company of Hartford, Connecticut, The Travelers Indemnity Company of America, The Travelers Home and Marine Insurance Company, Travelers Commercial Insurance Company and Travelers Personal Insurance Company. Special Event Insurance is underwritten by The Standard Fire Insurance Company. Boat Insurance is underwritten by The Travelers Home and Marine Insurance Company. Yacht Insurance is underwritten by The Standard Fire Insurance Company, The Automobile Insurance Company of Hartford, Connecticut, and The Travelers Indemnity Company of America. Underwriting companies in CA and WA listed above are located at One Tower Square, Hartford, CT 06183.

Pet Insurance, Motorcycle Insurance, and Travel Insurance is not underwritten by Travelers or its Affiliates (“Travelers”). Travelers utilizes its affiliate, InsuraMatch, LLC, an independent insurance agency, to refer consumers interested in pet coverage, motorcycle and off-road vehicle coverage, and travel coverage. For more information about the underwriting entities click “Learn More” to be directed to the specific product page.