Commercial Property Insurance
Commercial Property Insurance can help protect the business property you own, lease or rent, including assets like your buildings, equipment, furniture, fixtures and inventory. It can also help cover the costs to repair or replace stolen, damaged or destroyed property, including property and equipment that isn't yours but is in your care and custody.
SPEAKER 1: What is property insurance? It takes a lot to keep your business up and running, like the space and equipment you rely on. And all of that needs to be protected. That's why you need commercial property insurance for your business, because it's about way more than just insuring your building. Suppose there's a fire and smoke damages your inventory or a thief breaks in and steals your equipment, commercial property insurance provides financial support to help pay for losses in the event of scenarios such as these.
Your property likely plays a key role in the operation of your business. Beyond your building, if you own it, property coverage can also include your office equipment, whether owned or leased, your inventory, your electronic data, and even outdoor items, like fencing or the sign out front. It typically covers losses caused by fire, theft, and damage from vehicles, acts of vandalism, and more.
Don't let an unexpected property loss throw off the plans and aspirations you have for your business. Know that not all property insurance is the same. Make sure yours covers everything you need to keep your business running, so you can stay focused on why you got into your business in the first place. To get started with commercial property coverage and other business insurance solutions, contact a Travelers independent agent or visit Travelers.com.
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The broad protection of a Travelers Business Owner's Policy includes Commercial Property Insurance plus:
Commercial General Liability Insurance
which shields your business from covered claims and lawsuits that stem from your everyday business operations.
Business Income and Extra Expenses (BIEE)
provides coverage when your business shuts down temporarily due to a fire or other covered loss. It helps replace your income and covered expenses like rent, payroll and other financial responsibilities while your property is being repaired or replaced.
Who is it right for?
Travelers BOP is built to protect many types of small businesses. This includes but is not limited to:
- Commercial Real Estate
- Financial Services
- Personal Care Services
- Pet Care Services
- Printers and Publishers
- Professional Services
- Religious and Cultural Organizations
- Restaurant and Food Service
- Service Businesses
- Technology Services
- Wholesalers and Distributors
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