TOPICS

Manufacturing

From fabricated structural steel to laminated plastics, the manufacturers of energy-related equipment are a vital link in the energy supply chain. The pipes, turbines, pumps and compressors that help energy businesses run day after day come with specialized risks. Travelers can provide customized insurance products and services that help our customers minimize their exposures and maximize their success. Our commercial manufacturing focus in the energy industry includes:

Key coverages :

Property & General Liability Coverage >
Auto Coverage>
Workers Compensation Coverage & Services >
Equipment Breakdown Coverage >
Umbrella/Excess Liability Coverage >
Global Coverage >
Ocean Marine Coverage>
Management Liability, Crime, Kidnap & Ransom Coverages >
Surety Bonds >
Cyber Liability Coverage >
Environmental Liability Coverage >

Property & General Liability Coverage

• Property:
      – Equipment Breakdown – embedded with property or on a standalone basis
      – Patterns, Dies and Molds
      – New Generation Equipment Cost
      – Property in transit or during installation
      – Business Income/Extra Expense
• General Liability:
      – Manufacturers and Wholesalers Xtend Endorsement® - Designed specifically to meet the unique needs of manufacturers
      – Injury to Co-Employees
      – Knowledge/Notice of Occurrence/Offense
      – Unintentional Omission
• Additional Resources:
      – Travelers Deluxe® Property

Auto Coverage

• Auto liability
• Physical damage protection
• Fleet coverage
• Countrywide availability
• Additional Resources:
– Business Auto Coverage

Workers Compensation Coverage & Services

• Ability to provide coverage for a wide range of manufacturing risks across the country
• TravComp® – Combining state-of-the-art technology with co-located claim and medical professionals. Highlights include:
      – Extensive Preferred Provider Networks with a presence in all 50 states & Pharmacy Network
      – Focus on early intervention
      – Return-to-Work Programs
      – Medical Cost Containment
      – Industrial Hygiene/Occupational Disease Risk Control Specialists
• Additional Resources:
      – Workers Compensation
      – Travelers Medical Advantage

Equipment Breakdown Coverage

• “Hand-in-hand" with property coverage
• Critical for businesses that utilize specialized mechanical and electrical equipment – for both direct damage and for loss of business income
• Ability exists to include the coverage in the property form or as a stand-alone policy
• Additional Resources:
– Equipment Breakdown

Umbrella/Excess Liability Coverage

• Providing excess layers of protection over liability coverages
• Flexible and substantial limits capacity
• Worldwide territory

Global Coverage

• Coverage for international exposures worldwide
• Property and Liability coverage including Kidnap & Ransom, Accidental Death & Dismemberment and Foreign Voluntary Workers Compensation
• Local, admitted coverage available in more than 100 countries
• Additional Resources:
– Global Companion

Ocean Marine Coverage

• Broad property coverage for the movement of solar-related parts and components either by air or sea:
      – Cargo Elite® – automatic all risk coverage for international shipments
      – Custom Cargo – tailored for complex global transport
      – Cargo Elite Express® – available for businesses shipping up to $10MM annually
• Marine transportation coverage for towing of goods, people and materials:
      – Commercial hull protection
      – Protection and indemnity against liabilities
• Additional Resources:
      – Cargo Elite for Ocean Cargo
      – Custom Cargo
      – Cargo Elite Express
      – Marine Transportation

Management Liability, Crime, Kidnap & Ransom Coverages

• Crime
• CyberRisk
• Private Company Directors & Officers
• Public Company Directors & Officers
• Private Partnership Liability
• Employment Practices Liability
• Fiduciary Liability
• Identity Fraud Expense Reimbursement
• Kidnap & Ransom
• Additional Resources:
      – Crime
      – CyberRisk
      – Private Company Directors & Officers
      – Public Company Directors & Officers
      – Employment Practice Liability
      – Fiduciary Liability
      – Identity Fraud Expense Reimbursement
      – Kidnap & Ransom

Surety Bonds

• Commercial Surety Bonds
• Contract Surety Bonds
• Additional Resources:
– Commercial Surety Bonds
– Contract Surety Bonds

Cyber Liability Coverage

Cyber insurance solutions tailored to fit business needs:

• For private, nonprofit, public or technology companies
• Network and information security liability
• Communications and media liability
• Technology errors and omissions
• Available as part of a package or as a standalone policy
• Additional Resources:
– CyberFirst® for Technology Companies
– CyberRisk