Excavation Contractors Insurance

Why do excavation and grading businesses need insurance?

As an excavation contractor, you likely face significant risks each time you begin to move earth. There may be soil removed from a job site impacting stability, which causes damage to neighboring property. You may also face risks associated with equipment operator error, hitting underground utilities that can cause widespread damage, and worker injury from strains or falls from equipment. Being caught in or under heavy materials and equipment are additional concerns, as are changing soil conditions that may cause landslides or mudslides. These are just a few of the issues Travelers has considered when offering excavator insurance.

Travelers has a deep understanding of the specific business risks you face and can deliver the risk control and claim expertise your business demands. Along with Crew Training International (CTI), we’ve created the construction-specific SiteSense Training Program to teach important communication skills in an effort to reduce accidents and improve your bottom line. Our electronic data liability coverage can be provided by endorsement. 

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IndustryEdge® for excavation contractors

Excavation contractors have unique risks. Travelers INDUSTRYEdgeoffers products and insights to help our customers stay ahead of risk. We do this by preparing for it and ultimately helping to reduce loss costs while keeping projects running smoothly. Travelers' broad, tailored coverages and enhancements are specifically designed to meet the needs of our customers and based on our deep knowledge of the construction industry.    

What kinds of contractors is excavator insurance right for?

  • Excavation work
  • Foundation digging
  • Grading of land

How much does excavation business insurance cost?

The cost of insuring your excavator contractor business will depend upon the size of your operation, the type of contracts you take, the specific risks you are exposed to, and coverage amounts and deductibles you choose. Your agent can help review risks and provide a quote for coverage that would best protect your company.

Related products & solutions

When it comes to insuring your commercial property, Travelers has a number of solutions to help keep your property protected.

Protection for a business’s property that is mobile in nature or requires unique valuation for the construction, transportation, fine art and renewable energy industries.

Our specialized construction underwriters have deep industry knowledge and an ability to provide flexible, innovative solutions.

Provides organizations of all sizes coverage to help protect against losses resulting from data breaches and other fast-evolving cyber exposures.

Broad coverage to protect against pollution liability risks and losses resulting from acts, errors or omissions in the performance of contractor professional services.

Purchased by contractors to protect owners against vicarious liability for ongoing operations performed by, or the owner’s negligent supervision of, the designated “contractor.”

Required of contractors who perform work on or around railroad tracks, railroad right-of-way or owned railroad property.

Travelers can help both individuals and businesses – ranging from small to multinational companies – with their commercial surety needs.

Policies that fit your unique responsibilities and exposures – whether you’re a private, public, nonprofit or financial institution.

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Solutions for small businesses

Travelers offers small business solutions to help you protect and grow your business.


Workforce pressure test

Are you doing enough to help your workforce run and grow safely? This 5-minute test can help identify what may be your biggest manufacturing workforce risk.


Insights to help you manage risks at work and on the road

Related services

Travelers risk control construction specialists have the knowledge and the experience to meet your risk control needs and to help you take a proactive approach to safety and accident prevention. 

Construction claims are complex and potentially volatile. That's why Travelers has a specialized construction claim service operation to focus on these unique claims. 

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