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National Programs
Insurance for today's unique businesses and their risks

What is a "Program"?

A program is when you aggregate a specific or related classes of business that require a tailored product and underwriting approach written through a single distribution point or on a centralized basis with multiple distribution points. (definition of “Program” has been adopted by Travelers)

At Travelers, our dedicated National Programs unit focuses on delivering tailored programs for customers with similar insurance coverage needs.  Having a specialization within different targeted industries allows National Programs to understand the specific insurance coverage and risk exposures inherent to specific businesses and locations, and thus have the know-how to develop custom coverage solutions to address each segment’s unique need.

Our Program Expertise

Our programs offer tailored approaches for coverage and service for customers with similar risk characteristics. Our portfolio offers coverages for:

  • Automobile Liability
  • General Liability
  • Inland Marine
  • Property
  • Umbrella
  • Workers Compensation

Who is this right for?

  • Architects & Engineers
  • AVMA Vets
  • Collector Car
  • CVS
  • Dunkin Donuts
  • Subway
  • Sylvan

Architects & Engineers

The Travelers AE&S program was built to respond to the unique property casualty requirements of this growing segment and its evolving needs. It is designed for commercial and residential projects and businesses that already carry adequate professional liability limits and have no construction operations.

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AVMA VETS

The Veterinarians focus on vet practices in all states within the continental United States. They operate clinics and hospitals that diagnose, treat or control disease and injuries. They also provide routine checkups and vaccinations for domestic & farm animals.  The program focus on all major property casualty lines with the professional liability insurance being provided by the AVMA trust, and is written through Hub Chicago.

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Collector Car

Travelers National Programs now offers a line of business insurance tailored for the collector car market.  The program is focused on accounts generating at least 50% of their revenue from collector car vehicles.  Collector vehicles are defined as 25 years or age or older, or such exotic or unique design that limits production.   Comprehensive agreed value coverage geared towards, restoration shops, collector car museums, dealerships, storage facilities, and business titled collections.  Travelers Collector Car Business insurance program is written through Hagerty Insurance.

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CVS

This program is written through Marsh New York and provides building owners coverage for landlords when CVS is the occupant/tenant of the insured’s building. The building owner is the named insured in this program, per their lease requirements, with CVS listed as a tenant additional insured. The program offers Property, General Liability, and Umbrella coverage.

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DUNKIN DONUTS

Travelers DUNKIN DONUTS program is written through Fred C. Church agency and provides coverage including Property, General Liability, and Umbrella for DUNKIN DONUTS locations.

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SUBWAY

The Travelers SUBWAY program is written through Brown & Brown of Connecticut and provides all major property casualty lines including Property, General Liability, Workers Compensation, Hired Non-Owned Auto, and Umbrella for SUBWAY locations located throughout the United States.

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SYLVAN

This program is handled by Intermarket Insurance Agency and provides all major property casualty lines and professional liability for learning centers all over the country including SYLVAN Learning Centers, Mathnasium Centers, Chyten Centers, and Learning RX Centers.

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The Travelers Indemnity Company and its property casualty affiliates. One Tower Square, Hartford, CT 06183
This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.
All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.