Business Owners Policy (BOP)
Combining both property and liability insurance, a BOP can help protect your business in the event of such things as fire (property damage), suspended operations (business income) or lawsuits (liability) resulting from bodily injury, property damage, personal injury or advertising injury.
For many businesses, a standard BOP provides sufficient coverage for a broad range of property and liability risks. However, a Travelers Master PacSM policy also offers the flexibility to meet the unique needs of your business.
Master Pac
Key coverages for your business:
- Building/property
- Business income and extra expense
- General liability
Every business benefits from a Master Pac policy, but some need more. There are a variety of additional coverages you can add on to enhance your BOP or round-out the protection for your business.
Consider these scenarios...
- A fire destroys your property. You need help paying for damages and replacing lost property.
- Your business is temporarily closed due to a fire. Unfortunately, bills, payroll, rent, and other financial obligations still need to be met.
- A customer trips and falls inside your store. Weeks later, you receive notice he has filed a lawsuit against your business.
Find an Agent
Need an Agent?
Get the personal service and attention that an agent provides.
Find a local agent in your area:
Related Products & Solutions
Small Business Data Breach
Cyber insurance can’t stop data breaches from happening. But it can help you prepare for and respond when a data breach occurs.
Power Pac PremierSM
Extensive coverage features and higher limits that provide additional layers of protection and flexibility for businesses that have more sophisticated insurance needs.
Professional Insurance
Unfortunately, mistakes can happen. Protect your business from liability risks resulting from professional services, advice or recommendations provided by your business.
Employment Practices Liability
Protect your business from liability risks if an employee should claim wrongful employment practices such as discrimination, sexual harassment, retaliation or wrongful termination.
Insights & Expertise
What Worries Consumers and Businesses the Most in 2017?
Businesses and consumers share many similar concerns. Find out what businesses and consumers worry about most.
Protecting Your Company from Cyber Risks
A data breach could turn into a catastrophic event for any company. Learn how you can help protect your business from cyber attacks.
Customer Stories
When things go wrong, you want an insurance company with the expertise to help solve problems. Hear what our customers are saying about us.
Related Services
Risk Control
We have one of the largest Risk Control departments in the industry, and our scale allows us to apply the right resource at the right time to meet customer needs.
Claim
Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism. It's our business to help keep you in business.