Business Owners Policy (BOP)

Combining both property and liability insurance, a BOP can help protect your business in the event of such things as fire (property damage), suspended operations (business income) or lawsuits (liability) resulting from bodily injury, property damage, personal injury or advertising injury.

For many businesses, a standard BOP provides sufficient coverage for a broad range of property and liability risks.  However, a Travelers Master PacSM policy also offers the flexibility to meet the unique needs of your business. 

Master Pac

Key coverages for your business:

  • Building/Property
  • Business income and extra expense
  • General liability

Every business benefits from a Master Pac policy, but some need more. There are a variety of additional coverages you can add on to enhance your BOP or round-out the protection for your business.

Consider these scenarios...

  • A fire destroys your property.  You need help paying for damages and replacing lost property.
  • Your business is temporarily closed due to a fire. Unfortunately, bills, payroll, rent, and other financial obligations still need to be met.
  • A customer trips and falls inside your store. Weeks later, you receive notice he has filed a lawsuit against your business.

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Insights & Expertise

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Risk Control

We have one of the largest Risk Control departments in the industry, and our scale allows us to apply the right resource at the right time to meet customer needs.


Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism. It's our business to help keep you in business.

Find an Agent

Need an Agent?

Get the personal service and attention that an agent provides.

Find a local agent in your area: