Business Owners Policy (BOP)
Combining both property and liability insurance, a BOP can help protect your business in the event of such things as fire (property damage), suspended operations (business income) or lawsuits (liability) resulting from bodily injury, property damage, personal injury or advertising injury.
For many businesses, a standard BOP provides sufficient coverage for a broad range of property and liability risks. However, a Travelers Master PacSM policy also offers the flexibility to meet the unique needs of your business.
Key coverages for your business:
- Business income and extra expense
- General liability
Every business benefits from a Master Pac policy, but some need more. There are a variety of additional coverages you can add on to enhance your BOP or round-out the protection for your business.
Consider these scenarios...
- A fire destroys your property. You need help paying for damages and replacing lost property.
- Your business is temporarily closed due to a fire. Unfortunately, bills, payroll, rent, and other financial obligations still need to be met.
- A customer trips and falls inside your store. Weeks later, you receive notice he has filed a lawsuit against your business.
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