Commercial General Liability Insurance
Commercial General Liability Insurance can help safeguard your business against damages that can be caused during the course of normal business operations. It can provide protection from a variety of claims or lawsuits, ranging from a customer slipping on a wet floor, a defective product causing damage to a client's property, or other claims that the products or services you provided caused injury. It can also protect you from libel, slander and certain legal claims related to advertising.
SPEAKER: What is general liability insurance? If you're like a lot of small business owners, you're not left with a lot of time to think about the what-ifs.
Clock hands spin quickly.
But the truth is, things happen and things can go wrong. Say a customer slips on your floor and breaks a wrist, or an employee causes damage while working in a customer's home, or one of your products injures somebody or damages their property. That's why it's important to have general liability insurance.
Consider a potential judgment or settlement plus the legal expenses. The costs can add up quickly. General liability insurance helps cover the costs associated with a claim against your business.
Here are three typical coverage features included in a general liability insurance policy--premises liability for bodily injuries to customers or other people not employed by your company; products liability for damage to property or bodily injury to people caused by your products or services; and personal and advertising injury, which helps protect your business from the costs related to claims of slander, copyright infringement in your advertising, and more.
Don't let a liability claim derail the plans and aspirations you have for your business. To get started with general liability and other business insurance solutions, contact a Travelers independent agent or visit travelers.com.
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The broad protection of a Travelers Business Owner's Policy (BOP) includes Commercial General Liability plus:
Commercial Property Insurance
helps protect the business property you own, lease or rent, including assets like your buildings, equipment, furniture, fixtures and inventory.
Business Income and Extra Expenses (BIEE)
provides coverage when your business shuts down temporarily due to a fire or other covered loss. It helps replace your income and covered expenses like rent, payroll and other financial responsibilities while your property is being repaired or replaced.
Who is it right for?
Travelers BOP is built to protect many types of small businesses. This includes but is not limited to:
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